Starting September 30, 2025, the IRS will no longer accept paper checks for tax payments. This shift is part of a government-wide initiative to modernize financial transactions—aimed at increasing efficiency, reducing costs, and helping prevent fraud.
Here’s what this means for you:
IRS Will Require Electronic Payments
As of September 30, 2025, tax payments must be made using one of these electronic methods:
- IRS Direct Pay – Free, easy payments directly from your bank account
- Electronic Federal Tax Payment System (EFTPS) – A secure option for individuals and businesses
- Debit or Credit Card – Pay online or by phone through authorized processors
- Digital Wallets – Options like PayPal or Venmo may be used through approved channels
- Wire Transfers – Available for large payments (bank fees may apply)
Paper Refund Checks Are Also Going Away
Refunds will be issued electronically via:
- Direct deposit
- Prepaid debit cards
- Other digital payment methods
Limited Exceptions
The IRS will allow paper checks only in rare situations, including:
- No access to banking services
- Emergency circumstances
- Certain national security or law enforcement needs
What You Should Do Now
To prepare for this transition:
- Set up an electronic payment method now (we recommend IRS Direct Pay or EFTPS)
- Confirm your bank information is up to date with the IRS for refunds
- Reach out to us with any questions—we’re happy to walk you through the options
This is a great time to make sure your tax payment process is smooth and secure. As always, theKFORDgroup is here to help make that happen.